According to the public record, Harbour Cottage, St. Ives is a period leasehold apartment with 356 ft2 of internal area.
Apartments of this size in this area normally have 1 bedroom with a garden.
Wharf Road, St. Ives, TR26 is located within the TR26 postal district.
Harbour Cottage, St. Ives has a single entry in the Land Registry database from October 2012 and a single entry in the EPC database dated May 2021.
We combine this information with that of neighbouring properties to estimate the property attributes and values.
Based on public information available, and assuming the property is in reasonable condition, we estimate the current sale value for Harbour Cottage St. Ives as £298,334 and the rental value as £1,201 per month giving an expected gross yield of 4.8%.
Over the last 12 months the sale value of Harbour Cottage St. Ives has increased by £10,653 (3.6%) and its rental value has increased by £59 per month (4.9%).
Decorative condition can have a big effect on a property's value and this effect varies depending on the type, size and location of the property.
If Harbour Cottage, St. Ives is in very good condition we estimate a sale value of £313,251 and rental value of £1,261 per month.
However, if the property needs a lot of cosmetic work we estimate a sale value of £277,451 and a rental value of £1,117 per month.
If you were able to purchase this property for the estimated value of £298,334, and assuming a 25 year repayment term, a 15% deposit and a fixed rate of 4.89%, your monthly repayments would be £1,466 per month.
This figure is only an estimate but we've partnered with Mortgage Advice Bureau who can provide a figure tailored for you! Get started using their mortgage finder below.
According to HM Land Registry, Harbour Cottage, St. Ives was last sold on 15 Oct 2012 for £150,000 and was recorded as a leasehold flat.
The property has only had this single sale since 1995.
Since Oct 2012, the market for similar properties has risen 58.8%
According to the Land Registry and our network of Estate Agents, there have been 3 sales of properties similar to Harbour Cottage, St. Ives within a radius of 430 metres over the last 2 years.
The most recent example is 3 Norway Flats, Norway, St. Ives, TR26 1NB, a Leasehold flat which sold for £217,500 in Mar 2021.
Read more about house prices in TR26.
*Nearby is defined as the radius comprising the nearest 2,000 addresses.
Wharf Road, St. Ives, TR26 has a total of 20 addresses. According to our analysis of all the public data, Harbour Cottage, St. Ives is the 20th largest and the 20th most expensive property on the street.
When compared to the postcode district it is £180k less expensive than the average property in TR26.
Harbour Cottage, St. Ives has an Energy Performance Rating (EPC) of C. This is based on the most recent assessment, dated 07 May 2021.
The property is connected to mains gas and has fully double glazed windows. It is heated using a boiler and radiators.
The closest station to Harbour Cottage, St. Ives is St Ives (Cornwall) station which is 600 metres away.
According to data from the Environment Agency, the flood risk in this area is considered to be very low.
The recent census recorded whether a resident owned or rented their home.
In the area around Harbour Cottage, St. Ives, 37.0% of property is privately owned outright and 37.0% is privately rented.
The graph below shows how this compares to Greater London and the rest of England & Wales.
The recent census recorded the highest level of education achieved by residents in the local area.
In the area around Harbour Cottage, St. Ives, 9.5% of residents are recorded as possessing school level qualifications and 36.7% as possessing degree level qualifications.
The graph below shows how this compares to Greater London and the rest of England & Wales
The most recent census in 2021 recorded the age of all UK residents.
In the area around Harbour Cottage, St. Ives, the average age was 47.5 and the most common age was 62.
The graph below shows how this compares to South West and the rest of England & Wales
The recent census recorded whether a property was a primary or secondary home for the resident.
In the area around Harbour Cottage, St. Ives, 2.1% of property was a second home.
Comparison figures for South West and the rest of England & Wales are listed below.
The recent census recorded the number of cars registered in each household.
In the area around Harbour Cottage, St. Ives, there are an average of 1.0 cars per household.
See below for how this compares to South West and the rest of England & Wales.