According to the public record, Bank Cottage, Ripon is a period house with 322 ft2 of internal area and sits on a 78.9 m2 plot.
Houses of this size in this area normally have 1 bedroom with a garden.
High Skellgate, Ripon, HG4 is located in the borough of Harrogate within the HG4 postal district.
Bank Cottage, Ripon has no records in the Land Registry database and a single entry in the EPC database dated April 2024.
We combine this information with public data of neighbouring properties to estimate the property attributes and values.
Based on public information available, and assuming the property is in reasonable condition, we estimate the current sale value for Bank Cottage Ripon as £108,953 and the rental value as £662 per month giving an expected gross yield of 7.3%.
Over the last 12 months the sale value of Bank Cottage Ripon has increased by £938 (0.9%) and its rental value has increased by £28 per month (4.3%).
Decorative condition can have a big effect on a property's value and this effect varies depending on the type, size and location of the property.
If Bank Cottage, Ripon is in very good condition we estimate a sale value of £114,400 and rental value of £695 per month.
However, if the property needs a lot of cosmetic work we estimate a sale value of £101,326 and a rental value of £616 per month.
If you were able to purchase this property for the estimated value of £108,953, and assuming a 25 year repayment term, a 15% deposit and a fixed rate of 4.89%, your monthly repayments would be £535 per month.
This figure is only an estimate but we've partnered with Mortgage Advice Bureau who can provide a figure tailored for you! Get started using their mortgage finder below.
According to data from HM Land Registry, Bank Cottage, Ripon sits on a plot of 79m2.
We have plot size data on 10 out of 10 other houses in the postcode and Bank Cottage, Ripon sits on the 10th largest plot.
According to the Land Registry and our network of Estate Agents, there have been 1 sale of a property similar to Bank Cottage, Ripon within a radius of 540 metres over the last 2 years.
The most recent example is 22, Rayner Street, Ripon, HG4 2AG, a Freehold house which sold for £125,000 in Mar 2022.
Read more about house prices in HG4.
*Nearby is defined as the radius comprising the nearest 2,000 addresses.
High Skellgate, Ripon, HG4 has a total of 43 addresses. According to our analysis of all the public data, Bank Cottage, Ripon is the 43rd largest and the 36th most expensive property on the street.
When compared to the postcode district it is £220k less expensive than the average property in HG4.
Bank Cottage, Ripon has an Energy Performance Rating (EPC) of D. This is based on the most recent assessment, dated 10 Apr 2024.
The property is connected to mains gas and has fully double glazed windows. It is heated using a boiler and radiators.
The closest station to Bank Cottage, Ripon is Thirsk station which is 14.3 kilometres away.
According to data from the Environment Agency, the flood risk in this area is considered to be very low.
The recent census recorded whether a resident owned or rented their home.
In the area around Bank Cottage, Ripon, 57.2% of property is privately rented and 17.9% is socially rented.
The graph below shows how this compares to Greater London and the rest of England & Wales.
The recent census recorded the highest level of education achieved by residents in the local area.
In the area around Bank Cottage, Ripon, 12.9% of residents are recorded as possessing school level qualifications and 26.9% as possessing degree level qualifications.
The graph below shows how this compares to Greater London and the rest of England & Wales
The most recent census in 2021 recorded the age of all UK residents.
In the area around Bank Cottage, Ripon, the average age was 45.4 and the most common age was 57.
The graph below shows how this compares to Yorkshire and The Humber and the rest of England & Wales
The recent census recorded whether a property was a primary or secondary home for the resident.
In the area around Bank Cottage, Ripon, 0.0% of property was a second home.
Comparison figures for Yorkshire and The Humber and the rest of England & Wales are listed below.
The recent census recorded the number of cars registered in each household.
In the area around Bank Cottage, Ripon, there are an average of 0.7 cars per household.
See below for how this compares to Yorkshire and The Humber and the rest of England & Wales.