According to the public record, Ashley Cottage, Banbury is a period freehold house and with 1,334 ft2 of internal area and sits on a 209 m2 plot.
Houses of this size in this area normally have 4 bedrooms with a garden.
Cumberford, Bloxham, Banbury, OX15 is located in the borough of Cherwell within the OX15 postal district.
Ashley Cottage, Banbury has 21 entries in the Land Registry database, most recently in October 2018 and a single entry in the EPC database dated November 2016.
We combine this information with that of neighbouring properties to estimate the property attributes and values.
Based on public information available, and assuming the property is in reasonable condition, we estimate the current sale value for Ashley Cottage Banbury as £603,420 and the rental value as £1,651 per month giving an expected gross yield of 3.3%.
Over the last 12 months the sale value of Ashley Cottage Banbury has decreased by £3,360 (0.6%) and its rental value has increased by £44 per month (2.6%).
Decorative condition can have a big effect on a property's value and this effect varies depending on the type, size and location of the property.
If Ashley Cottage, Banbury is in very good condition we estimate a sale value of £633,591 and rental value of £1,734 per month.
However, if the property needs a lot of cosmetic work we estimate a sale value of £561,181 and a rental value of £1,536 per month.
If you were able to purchase this property for the estimated value of £603,420, and assuming a 25 year repayment term, a 15% deposit and a fixed rate of 4.89%, your monthly repayments would be £2,966 per month.
This figure is only an estimate but we've partnered with Mortgage Advice Bureau who can provide a figure tailored for you! Get started using their mortgage finder below.
According to data from HM Land Registry, Ashley Cottage, Banbury sits on a plot of 209m2.
We have plot size data on 3 out of 11 other houses in the postcode and Ashley Cottage, Banbury sits on the 3rd largest plot.
According to HM Land Registry, Ashley Cottage, Banbury was last sold on 12 Oct 2018 for £370,000 and was recorded as a freehold house.
The property has had 2 sales since 1995.
Since Oct 2018, the market for similar properties has risen 30.3%
According to the Land Registry and our network of Estate Agents, there have been 3 sales of properties similar to Ashley Cottage, Banbury within a radius of 393m over the last 2 years.
The most recent example is 8, Painters Close, Banbury, OX15 4QY, a Freehold house which sold for £642,500 in Aug 2023.
Read more about house prices in OX15.
Cumberford, Bloxham, Banbury, OX15 has a total of 11 addresses. According to our analysis of all the public data, Ashley Cottage, Banbury is the 7th largest and the 8th most expensive property on the street.
When compared to the postcode district it is £116k more expensive than the average property in OX15.
Ashley Cottage, Banbury has an Energy Performance Rating (EPC) of D. This is based on the most recent assessment, dated 10 Nov 2016.
The property is connected to mains gas and has mostly double glazing. It is heated using a boiler and radiators.
The closest station to Ashley Cottage, Banbury is Banbury station which is 6.0 km away.
According to data from the Environment Agency, the flood risk in this area is considered to be very low.
The recent census recorded whether a resident owned or rented their home.
In the area around Ashley Cottage, Banbury, 39.6% of property is privately owned outright and 34.7% is privately owned with a mortgage.
The graph below shows how this compares to Greater London and the rest of England & Wales.
The recent census recorded the highest level of education achieved by residents in the local area.
In the area around Ashley Cottage, Banbury, 19.2% of residents are recorded as possessing school level qualifications and 51.3% as possessing degree level qualifications.
The graph below shows how this compares to Greater London and the rest of England & Wales
The most recent census in 2021 recorded the age of all UK residents.
In the area around Ashley Cottage, Banbury, the average age was 45.1 and the most common age was 57.
The graph below shows how this compares to South East and the rest of England & Wales
The recent census recorded whether a property was a primary or secondary home for the resident.
In the area around Ashley Cottage, Banbury, 0.0% of property was a second home.
Comparison figures for South East and the rest of England & Wales are listed below.
The recent census recorded the number of cars registered in each household.
In the area around Ashley Cottage, Banbury, there are an average of 1.6 cars per household.
See below for how this compares to South East and the rest of England & Wales.