According to the public record, 5, Borrage Lane, Ripon is a mid-century freehold house with 1,001 ft2 of internal area and sits on a 631 m2 plot.
Houses of this size in this area normally have 3 bedrooms with a garden.
Borrage Lane, Ripon, HG4 is located in the borough of Harrogate within the HG4 postal district.
5, Borrage Lane, Ripon has a single entry in the Land Registry database from May 2015 and a single entry in the EPC database dated January 2015.
We combine this information with that of neighbouring properties to estimate the property attributes and values.
Based on public information available, and assuming the property is in reasonable condition, we estimate the current sale value for 5 Borrage Lane Ripon as £453,368 and the rental value as £1,546 per month giving an expected gross yield of 4.1%.
Over the last 12 months the sale value of 5 Borrage Lane Ripon has decreased by £2,995 (0.7%) and its rental value has increased by £42 per month (2.7%).
Decorative condition can have a big effect on a property's value and this effect varies depending on the type, size and location of the property.
If 5, Borrage Lane, Ripon is in very good condition we estimate a sale value of £476,037 and rental value of £1,623 per month.
However, if the property needs a lot of cosmetic work we estimate a sale value of £421,633 and a rental value of £1,437 per month.
If you were able to purchase this property for the estimated value of £453,368, and assuming a 25 year repayment term, a 15% deposit and a fixed rate of 4.89%, your monthly repayments would be £2,228 per month.
This figure is only an estimate but we've partnered with Mortgage Advice Bureau who can provide a figure tailored for you! Get started using their mortgage finder below.
According to data from HM Land Registry, 5, Borrage Lane, Ripon sits on a plot of 631m2.
We have plot size data on 28 out of 43 other houses in the postcode and 5, Borrage Lane, Ripon sits on the 16th largest plot.
According to HM Land Registry, 5, Borrage Lane, Ripon was last sold on 11 May 2015 for £285,000 and was recorded as a freehold house.
The property has only had this single sale since 1995.
Since May 2015, the market for similar properties has risen 31.9%
According to the Land Registry and our network of Estate Agents, there have been 3 sales of properties similar to 5, Borrage Lane, Ripon within a radius of 560 metres over the last 2 years.
The most recent example is 38, Borrage Lane, Ripon, HG4 2PZ, a Freehold house which sold for £295,000 in Nov 2019.
Read more about house prices in HG4.
*Nearby is defined as the radius comprising the nearest 2,000 addresses.
Borrage Lane, Ripon, HG4 has a total of 95 addresses. According to our analysis of all the public data, 5, Borrage Lane, Ripon is the 74th largest and the 31st most expensive property on the street.
When compared to the postcode district it is £124k more expensive than the average property in HG4.
5, Borrage Lane, Ripon has an Energy Performance Rating (EPC) of D. This is based on the most recent assessment, dated 20 Jan 2015.
The property is connected to mains gas and has multiple glazing throughout. It is heated using a boiler and radiators.
The closest station to 5, Borrage Lane, Ripon is Knaresborough station which is 14.4 kilometres away.
According to data from the Environment Agency, the flood risk in this area is considered to be very low.
The recent census recorded whether a resident owned or rented their home.
In the area around 5, Borrage Lane, Ripon, 56.5% of property is privately owned outright and 23.5% is privately owned with a mortgage.
The graph below shows how this compares to Greater London and the rest of England & Wales.
The recent census recorded the highest level of education achieved by residents in the local area.
In the area around 5, Borrage Lane, Ripon, 11.6% of residents are recorded as possessing school level qualifications and 36.8% as possessing degree level qualifications.
The graph below shows how this compares to Greater London and the rest of England & Wales
The most recent census in 2021 recorded the age of all UK residents.
In the area around 5, Borrage Lane, Ripon, the average age was 43.3 and the most common age was 17.
The graph below shows how this compares to Yorkshire and The Humber and the rest of England & Wales
The recent census recorded whether a property was a primary or secondary home for the resident.
In the area around 5, Borrage Lane, Ripon, 0.0% of property was a second home.
Comparison figures for Yorkshire and The Humber and the rest of England & Wales are listed below.
The recent census recorded the number of cars registered in each household.
In the area around 5, Borrage Lane, Ripon, there are an average of 1.3 cars per household.
See below for how this compares to Yorkshire and The Humber and the rest of England & Wales.