According to the public record, 48, Spencer Street, Kettering is a period freehold house with 828 ft2 of internal area.
Houses of this size in this area normally have 3 bedrooms with a garden.
Spencer Street, Kettering, NN16 is located within the NN16 postal district.
48, Spencer Street, Kettering has 41 entries in the Land Registry database, most recently in January 2019 and a single entry in the EPC database dated March 2013.
We combine this information with that of neighbouring properties to estimate the property attributes and values.
Based on public information available, and assuming the property is in reasonable condition, we estimate the current sale value for 48 Spencer Street Kettering as £161,942 and the rental value as £812 per month giving an expected gross yield of 6%.
Over the last 12 months the sale value of 48 Spencer Street Kettering has increased by £302 (0.2%) and its rental value has increased by £43 per month (5.3%).
Decorative condition can have a big effect on a property's value and this effect varies depending on the type, size and location of the property.
If 48, Spencer Street, Kettering is in very good condition we estimate a sale value of £170,039 and rental value of £853 per month.
However, if the property needs a lot of cosmetic work we estimate a sale value of £150,606 and a rental value of £755 per month.
If you were able to purchase this property for the estimated value of £161,942, and assuming a 25 year repayment term, a 15% deposit and a fixed rate of 4.89%, your monthly repayments would be £796 per month.
This figure is only an estimate but we've partnered with Mortgage Advice Bureau who can provide a figure tailored for you! Get started using their mortgage finder below.
According to HM Land Registry, 48, Spencer Street, Kettering was last sold on 04 Jan 2019 for £145,000 and was recorded as a freehold house.
The property has had 4 sales since 1995.
Since Jan 2019, the market for similar properties has risen 19.4%
According to the Land Registry and our network of Estate Agents, there have been 3 sales of properties similar to 48, Spencer Street, Kettering within a radius of 460 metres over the last 2 years.
The most recent example is 22, Cross Street, Kettering, NN16 9DQ, a Freehold house which sold for £155,000 in Feb 2024.
Read more about house prices in NN16.
*Nearby is defined as the radius comprising the nearest 2,000 addresses.
Spencer Street, Kettering, NN16 has a total of 15 addresses. According to our analysis of all the public data, 48, Spencer Street, Kettering is the 6th largest and the 7th most expensive property on the street.
When compared to the postcode district it is £36k less expensive than the average property in NN16.
48, Spencer Street, Kettering has an Energy Performance Rating (EPC) of E. This is based on the most recent assessment, dated 18 Mar 2013.
The property is connected to mains gas and has fully double glazed windows. It is heated using a boiler and radiators.
The closest station to 48, Spencer Street, Kettering is Kettering station which is 1.5 kilometres away.
According to data from the Environment Agency, the flood risk in this area is considered to be very low.
The recent census recorded whether a resident owned or rented their home.
In the area around 48, Spencer Street, Kettering, 28.1% of property is socially rented and 25.6% is privately owned outright.
The graph below shows how this compares to Greater London and the rest of England & Wales.
The recent census recorded the highest level of education achieved by residents in the local area.
In the area around 48, Spencer Street, Kettering, 26.3% of residents are recorded as possessing school level qualifications and 22.0% as possessing degree level qualifications.
The graph below shows how this compares to Greater London and the rest of England & Wales
The most recent census in 2021 recorded the age of all UK residents.
In the area around 48, Spencer Street, Kettering, the average age was 40.3 and the most common age was 32.
The graph below shows how this compares to East Midlands and the rest of England & Wales
The recent census recorded whether a property was a primary or secondary home for the resident.
In the area around 48, Spencer Street, Kettering, 0.0% of property was a second home.
Comparison figures for East Midlands and the rest of England & Wales are listed below.
The recent census recorded the number of cars registered in each household.
In the area around 48, Spencer Street, Kettering, there are an average of 0.9 cars per household.
See below for how this compares to East Midlands and the rest of England & Wales.