According to the public record, 45, Borrage Lane, Ripon is a mid-century freehold house with 1,108 ft2 of internal area and sits on a 1,124 m2 plot.
Houses of this size in this area normally have 3 bedrooms with a garden.
Borrage Lane, Ripon, HG4 is located in the borough of Harrogate within the HG4 postal district.
45, Borrage Lane, Ripon has 2 entries in the Land Registry database, most recently in March 2022 and a single entry in the EPC database dated November 2021.
We combine this information with that of neighbouring properties to estimate the property attributes and values.
Based on public information available, and assuming the property is in reasonable condition, we estimate the current sale value for 45 Borrage Lane Ripon as £478,317 and the rental value as £1,575 per month giving an expected gross yield of 4%.
Over the last 12 months the sale value of 45 Borrage Lane Ripon has decreased by £3,160 (0.7%) and its rental value has increased by £43 per month (2.7%).
Decorative condition can have a big effect on a property's value and this effect varies depending on the type, size and location of the property.
If 45, Borrage Lane, Ripon is in very good condition we estimate a sale value of £502,232 and rental value of £1,654 per month.
However, if the property needs a lot of cosmetic work we estimate a sale value of £444,834 and a rental value of £1,465 per month.
If you were able to purchase this property for the estimated value of £478,317, and assuming a 25 year repayment term, a 15% deposit and a fixed rate of 4.89%, your monthly repayments would be £2,351 per month.
This figure is only an estimate but we've partnered with Mortgage Advice Bureau who can provide a figure tailored for you! Get started using their mortgage finder below.
According to data from HM Land Registry, 45, Borrage Lane, Ripon sits on a plot of 1124m2.
We have plot size data on 28 out of 43 other houses in the postcode and 45, Borrage Lane, Ripon sits on the 7th largest plot.
According to HM Land Registry, 45, Borrage Lane, Ripon was last sold on 31 Mar 2022 for £475,000 and was recorded as a freehold house.
The property has had 2 sales since 1995.
Since Mar 2022, the market for similar properties has risen 2.7%
According to the Land Registry and our network of Estate Agents, there have been 3 sales of properties similar to 45, Borrage Lane, Ripon within a radius of 720 metres over the last 2 years.
The most recent example is 8, Mallorie Court, Ripon, HG4 2QG, a Freehold house which sold for £440,000 in Oct 2023.
Read more about house prices in HG4.
*Nearby is defined as the radius comprising the nearest 2,000 addresses.
Borrage Lane, Ripon, HG4 has a total of 95 addresses. According to our analysis of all the public data, 45, Borrage Lane, Ripon is the 29th largest and the 28th most expensive property on the street.
When compared to the postcode district it is £149k more expensive than the average property in HG4.
45, Borrage Lane, Ripon has an Energy Performance Rating (EPC) of D. This is based on the most recent assessment, dated 23 Nov 2021.
The property is connected to mains gas and has fully double glazed windows. It is heated using a boiler and radiators.
The closest station to 45, Borrage Lane, Ripon is Knaresborough station which is 14.4 kilometres away.
According to data from the Environment Agency, the flood risk in this area is considered to be very low.
The recent census recorded whether a resident owned or rented their home.
In the area around 45, Borrage Lane, Ripon, 56.5% of property is privately owned outright and 23.5% is privately owned with a mortgage.
The graph below shows how this compares to Greater London and the rest of England & Wales.
The recent census recorded the highest level of education achieved by residents in the local area.
In the area around 45, Borrage Lane, Ripon, 11.6% of residents are recorded as possessing school level qualifications and 36.8% as possessing degree level qualifications.
The graph below shows how this compares to Greater London and the rest of England & Wales
The most recent census in 2021 recorded the age of all UK residents.
In the area around 45, Borrage Lane, Ripon, the average age was 43.3 and the most common age was 17.
The graph below shows how this compares to Yorkshire and The Humber and the rest of England & Wales
The recent census recorded whether a property was a primary or secondary home for the resident.
In the area around 45, Borrage Lane, Ripon, 0.0% of property was a second home.
Comparison figures for Yorkshire and The Humber and the rest of England & Wales are listed below.
The recent census recorded the number of cars registered in each household.
In the area around 45, Borrage Lane, Ripon, there are an average of 1.3 cars per household.
See below for how this compares to Yorkshire and The Humber and the rest of England & Wales.